The 2026 IRMAA brackets may impact your Medicare premiums and retirement income planning. At Federal Pension, we help federal employees navigate these changes with personalized strategies to reduce costs and optimize benefits. Stay ahead of rising expenses and safeguard your retirement future with expert guidance from our team. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge