Understanding the 2026 IRMAA brackets is essential for federal retirees managing Medicare premiums. Federal Pension Advisors explain how income thresholds affect your healthcare costs and provide strategies to minimize IRMAA surcharges. Stay informed and plan your retirement income wisely to protect your savings and maintain financial stability in 2026. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge